Growth At A Glance

Comparative Financial Position of Balasore Bhadrak Central Cooperative Bank

Sl. No Particulars. 2011-12 (As on 31.3.12) % of growth. 2012-13 (As on 31.3.13) % of growth. 2013-14 (As on 31.3.14)

% of growth.

1 2 3 4 5 6 7 8
1 Share Capital (Total) 6375.72 19.94% 7726.64 21.18% 9776.66 26.53%
2 Reserves. 1896.26 8.89% 4027.32 81.34% 4372.25 8.56%
3 Own Funds ( 1+2) 8271.98 17.21% 11165.33 34.98% 14148.91 26.72%
4 Deposit (Total) 72504.36 15.71% 87529.82 20.72% 104034.27 18.86%
5 Borrowings 51283.91 36.15% 55854.74 8.91% 75501.21 35.17%
6 Loan issued (Total) 88533.39 13.35% 106343.51 20.12% 124194.58 16.79%
7 Loan outstanding (Total) 79833.89 16.75% 91391.34 14.48% 112240.46 22.81%
8 Investment 56313.4 52.28% 63635.95 13.00% 84818.59 33.29%
9 Cost of Management (Total) 1,838.59 (-)4.13% 1728.62 -5.98% 1765.63 2.14%
10 Working Capital. 145786.25 22.6% 169782.15 16.46% 210790.91 24.15%
11 % of  C.O.M. to W.C. 1.26%   1.02%   1.26% 23.53%
12 Recovery %            
a) Principal 89.28% 10.52% 88.09% -1.33% 88.01%  
b) Interest. 93.21% 1.10% 94.04% 0.89% 92.01%  
13 Total Members 448250 -18.46% 448964 0.16% 448970 0%
14 KCC issued. 413462 -1.28% 433558 4.86% 439609 1.69%
15 Indebted MembersSwarojgar Credit Card issued. 246520 4.47%        
16 Swarajgar Credit scheme            
a) Number 2282 19.98% 2398 5.08% 2465 2.79%
b) Amount 695.17 46.28% 668.55 -3.83% 675.12 0.98%
17 a) SHG formed. 12737 16.79% 10578 -16.95% 12709 20.14%
 

b) Amt. of deposit mobilized.

11701.85 18.96% 1639.34 -3.67% 1824.36 11.28%
18 a)SHG Credit linkage. 11178 15.13% 8741 -21.80% 9836 12.53%
  b) Amt. financed. 6488.81 29.27% 7496.51 15.53% 7176.18 -4.39%
19 a) No. of TFG organized. 1856 0.92% 2108 13.58% 2214 5.03%
  b) No. of TFG credit linkage 1204 3.53% 1568 30.23% 1618 3.18%
  c) Amount of credit linkage 475.2 3.09% 727.58 53.11% 724.36 -0.44%
20 Amount of N.P.A. 7432.79 10.08% 7785.18 4,74% 10,484.32 34.67%
21 Percentage of NPA to loan outstanding. 9.23% -5.72% 8.44% -8.56% 9.28% 9.95%
22 Net NPA to loan outstanding. 4.90% -10.58% 4.14% -15.51% 4.59% 0.11%
23 Per Employee Business 604.52 13.95% 860.2 42.24%   1215.03
24 Per Branch Productivity 5077.94 16.25% 5964.04 17.45% 7209.16 20.88%
25 Market Share of Deposit            
26 Market Share of Loans &Advances            
27 Market Share of Crop Loan            
28 CD Ratio     104.41%   90.37%  
  CRAR 8.96%   10.60%   11.00%  
29 Crop Loan Finance            
a) Member 178588 4.09% 218322 22.25% 232524 6.50%
b) Amount 34762.14 19.90% 50926.6 46.50% 66092.27 29.78%
30 Profit 204.72.   224.68   277.35